Earn up to 20x Cash Points with The DBS Spark Credit Card

The DBS Spark credit card is designed for modern spenders. Crafted as a versatile lifestyle card, it simplifies the capacity to earn premium benefits by offering 3 distinct variants tailored to different spending habits. 

Whether you are a frequent traveller or a movie buff, the Spark card transforms your everyday expenses into meaningful value through its robust reward system.  

Ready to see how this card works? Then, keep scrolling!

What are the DBS Spark Credit Card Benefits? 

The DBS Spark credit card offers a BOGO movie ticket benefit. Buy 1 movie ticket and get up to ₹200 off the second ticket on BookMyShow every month.

Additionally, all 3 variants of the DBS Spark credit card, Spark 5, Spark 10 and Spark 20, offer 2 cash points on every spend of ₹200. However, they differ significantly in their joining benefits, eligible lounge visits, and other details, which are in the table below: 

How to Earn Accelerated Cash Points on the DBS Spark Credit Card? 

Users are eligible for accelerated cash points of up to 20x when they reach certain monthly spending thresholds. The points will be added to the cardholder’s account on the statement generation date.

The table below shows the details:

Note: Wallet top-up, EMI transactions, jewellery, rent, balance transfer and cash withdrawals are not eligible for cash points. 

Want to earn points but not the hassle of tracking payments? 

💡Link your DBS Spark Credit Card to the Pice app. An exclusive application that lets you set reminders and keep track of payments so you never miss a due date!

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Additional DBS Spark Credit Card Features

The DBS Spark credit card features contactless tap-and-pay technology, allowing users to make easy, PIN-free transactions worldwide. The card also offers: 

1. EMI Conversion: Convert any purchase of ₹2,500 or more into easy EMIs with the DBS Spark credit card.
2. Interest-free Cash Withdrawals: Enjoy an interest-free cash withdrawal facility up to your limit for a maximum of 50 days. 
3. Effortless Cash Points Redemption: You can instantly redeem your cash points for products, travel reservations and more on the DBS Delights portal. 

Note: 1 cash point equals up to ₹0.25.

Things to Keep in Mind About DBS Spark Credit Card Cash Points

• Cash points redemption on the DBS Delights attracts a fee of ₹99 + GST. 
• Cash points are valid for 2 years from the accrual. 
• The redemption process will be restricted to users if they fail to pay the bill within 5 days of the due date. 
• The bank will forfeit the point balance if no payment is made within 30 days of the due date. 
• Cash points will be reversed in case of transaction reversal. 
• No cash points will be adjusted against the outstanding balance. 

You can easily track your cash point balance via the DBS mobile application and DBS Delights portal. The available points balance will also be mentioned on your monthly credit card statement.  

What are the DBS Spark Credit Card Charges?  

The DBS Spark Credit Card annual fee ranges between ₹499 and ₹1,499, depending on the variant type. Take a look: 

In addition to the annual fee, the card is also subject to other key charges. Take a look at some of them:

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Who is Eligible to Apply for the DBS Spark Credit Card? 

Any Indian aged between 21 and 70 years old with a stable monthly income and a good credit score is eligible to apply for the DBS Spark credit card. 

Required documents include:

• PAN card or Form 60
• Recent salary slips or ITR/Form 16
• Valid address proof such as a passport, utility bill or driving license. 

DBS Spark Credit Card Customer Care Details 

In case of lost or stolen card or other queries, you can reach out to the DBS Spark credit card customer care number. Here is a detail:

• For users in India - 1860 267 6789
• For users overseas - +91 4469046789
• E-mail - cardcareindia@dbs.com

💡Just like you are planning to earn smart on the DBS Spark credit card, pay all your bills even smarter with the Pice app.

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